Cutting Expenses

Is a Zero-Based Budget Worth It for Young Adults? An Honest Breakdown

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Is a Zero-Based Budget Worth It for Young Adults? An Honest Breakdown

I Ran a Zero-Based Budget for a Year. Here’s the Honest Verdict People talk about a zero-based budget for young adults like it’s either a miracle system or a waste of time, depending on who you ask. I tried it for a full year to actually find out. Not the sanitized “here’s why it changed … Read more

How Young Adults Can Cut Back on a Zero-Based Budget Without Feeling Overwhelmed

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How Young Adults Can Cut Back on a Zero-Based Budget Without Feeling Overwhelmed

The First Time I Tried Zero-Based Budgeting, I Quit in Nine Days I’d heard a zero-based budget for young adults was supposed to be the “serious” way to manage money, so I dove straight in. Every category, down to the dollar, every single expense assigned a job. By day nine, I had a panic attack … Read more