My First Job Out of College Wasn’t the Steady Paycheck I Expected I assumed a full-time job meant a predictable paycheck, but between a base salary plus commission and a delayed first payment while payroll got set up, my income the first few months was anything but steady. Trying to budget on irregular income as … Read more
My Income Changed Every Single Month, and No Budget Template Accounted for That Between a part-time job with rotating hours and freelance work on the side, trying to budget on irregular income as a young adult made every generic budgeting template feel useless. They all assumed one steady paycheck landing on the same date every … Read more
I Tried Both Ways: Budgeting and Just Winging It For most of freshman year, I didn’t budget at all. My income came from a mix of a part-time campus job and financial aid refunds that hit twice a semester, and honestly, tracking it felt like more effort than it was worth. Sophomore year, I switched … Read more